Cookie Policy
Last updated: 1 January 2026 · Effective: 1 January 2026
This Cookie Policy explains how Kapital Owl uses cookies and similar technologies when you visit our website at {{DOMAIN}}. It describes what cookies are, the types we use, and how you can control your preferences.
1. What Are Cookies?
Cookies are small text files placed on your device when you visit a website. They allow the website to recognise your browser across pages and visits. Cookies do not contain personally identifiable information by themselves, but they can be linked to the personal data you share with us.
Similar technologies — such as local storage and pixel tags — work in comparable ways and are covered by this policy.
2. Types of Cookies We Use
We organise cookies into four categories. When you first visit our website, we ask for your consent for all non-essential categories.
| Category | Purpose | Consent Required |
|---|---|---|
| Essential | Needed for the website to function. Includes your cookie consent preferences and form security tokens. Cannot be disabled. | No — always active |
| Analytics | Help us understand how visitors use our website (pages visited, session length, referral source). We use Google Analytics 4 for this purpose. | Yes |
| Marketing | Allow us to measure the effectiveness of our advertising and to show relevant ads on platforms such as Google and Meta (Facebook). Includes conversion tracking pixels. | Yes |
| Preferences | Remember choices you make to improve your experience (such as language or region settings). | Yes |
3. Specific Cookies and Technologies in Use
| Name / Technology | Provider | Category | Duration |
|---|---|---|---|
| cookieConsent | Kapital Owl | Essential | 12 months |
| _ga, _ga_* | Google Analytics 4 | Analytics | Up to 2 years |
| _gcl_au | Google Ads | Marketing | 90 days |
| _fbp, _fbc | Meta (Facebook) Pixel | Marketing | 90 days |
| _uetsid, _uetvid | Microsoft Advertising (Bing) | Marketing | Up to 13 months |
This list is reviewed periodically. We may add or remove cookies as our services change, and we will update this policy accordingly.
4. How We Obtain Your Consent
When you first visit our website, a cookie consent banner will be displayed. You can choose to accept all categories or customise your preferences by category. Your choice is stored in your browser's local storage under the key cookieConsent.
Essential cookies are activated regardless of your choice, as they are required for the website to work correctly.
If you do not interact with the consent banner, non-essential cookies will not be activated.
5. Managing and Withdrawing Consent
You can change or withdraw your cookie consent at any time in the following ways:
- Browser settings: most browsers allow you to block or delete cookies via their settings. Note that blocking essential cookies may affect how the website functions.
- Opt-out tools: you can opt out of Google Analytics across websites by installing the Google Analytics Opt-out Browser Add-on. For Meta ads, visit your Meta Ad Preferences.
- Contact us: if you have difficulty managing your preferences, contact us at info@{{DOMAIN}} and we will assist you.
Withdrawing consent does not affect the lawfulness of any processing carried out prior to withdrawal.
6. Third-Party Cookies
Some cookies on our website are set by third-party services (Google, Meta, Microsoft). These third parties have their own privacy and cookie policies, which we encourage you to review:
7. Changes to This Policy
We may update this Cookie Policy from time to time. When we do, we will update the date at the top of this page. We recommend checking this page periodically if you are interested in how we use cookies.
8. Contact Us
If you have any questions about this Cookie Policy, please get in touch:
- Email: info@{{DOMAIN}}
- Phone: +60 3-2163 8594
- Post: 6 Jalan Yap Kwan Seng, 50450 Kuala Lumpur, Wilayah Persekutuan, Malaysia